In this comedy of errors, a corporate whistle-blower and her daughter are awaiting trial. Fearing a preemptive strike by the accused, the are sequestered in a broken-down "safe house" on Chesapeake Bay, only to find that they are not the only occupants. The house is alreay a home to ghosts who want their peace and oceanfront property back. Gangsters, a pirate, a nosey neighbor and two inquistive police officers provide a lot of laughs and surprises.